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College loans

Subsidized Stafford loan Interest accrual Borrowing limits




Interest accrual

For students who can prove financial need.
Interest paid by the federal government on some loans while student is in school fulltime, or at least half time.
  • No payments until six months after student leaves school or drops below half-time status
  • Unsubsidized Stafford Loan
For students who are unable to prove financial need.
  • Interest accrues as soon as loan is disbursed
  • No credit check required
  • Maximum loan amounts

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